PLANKS & PILINGS

Issue No 28

Where to Find Us

Money 20/20 | Las Vegas | October 26 - 29

Citi SPRINT | New York | November 20

Fintech Specialty Finance Forum | Dana Point | December 9 - 11

Friction by design

Hiring in the age of AI

Words of Wisdom

A ShotgunPleading describes when a party files an excessive number oflegal claims—often poorly organized, overlapping, or lacking clear reasoning.These are sometimes called “kitchen sink” pleadings because the filer throws inevery conceivable argument hoping to confuse the court and their opponent,or simply to see if one or two claims stick.

Shotgunpleadings are especially common in debt collection where debtors can referenceawide array of complex regulations across jurisdictions andareaided by half baked online resources and AI generated responses. Onone handthis tactic can be effectivesince debt providers mustcarefully demonstrate compliance with those regulations. On the other hand,such pleadings clog up courtand regulator resources, many of whom are rightfully pushing back againsttheir misuse.

Eyes and Ears
A peek at what we're listening to and reading

Staying on theme from last month, Paul Graham is one of the greatessayists (ok, ok bloggers) of the internet era. His work can be found onhis charmingly vintage website. "How To Do Great Work" is a good place to start and his essays on how to write well ("Good Writing" and "Writing, Briefly," for example) are perennial classics that anyone could benefit from reading.